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Realtor, Tennis Player, Titans & Vols Fan, Nashvillian… Live! Work! Play! in Middle Tennessee

Archive for January 14th, 2010

Mortgage Applications Up After New Year’s Day

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Mortgage application volume increased 14.3 percent last week compared to the previous week on a seasonally adjusted basis, according to the Mortgage Bankers Association. 

On an unadjusted basis applications rose 66 percent. The increase reflects a shortened week due to the New Year’s holiday. 

Most of the increase was in refinances, which rose 73.9 percent from the previous week’s unadjusted index. The unadjusted purchase index rose 48.8 percent compared to the previous week and was down 24.9 percent compared to the same week a year ago. 

Interest rates slipped: 

  • 30-year fixed-rate mortgages decreased to 5.13 percent from 5.18 percent.
  • 15-year fixed-rate mortgages decreased to 4.45 percent from 4.62 percent.
  • 1-year ARMs increased to 6.83 percent from 6.42 percent.

Source: Mortgage Bankers Association (01/13/2010)

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