KENNETH BARGERS BLOG

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The ABCs of Fire Extinguishers

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The ABCs of Fire Extinguishers
Nashville Home Inspection’s Monthly Tip; October 2014

FireExtOver half of U.S. homes are equipped with a portable fire extinguisher. It is important to understand fire extinguisher ratings and know how and when to use one.

Fire extinguishers are not the first thing to grab in the event of a fire – but rather a landline or cell phone. The fire department must always be alerted first before an attempt to fight a home fire and all occupants of the home must be evacuated. Finally, an evaluation of the fire should be made quickly, regarding its size and scope. If a fire is already raging or the room is filled with smoke, staying far away from the structure is the best option.

For small or contained fires, however, a homeowner can reach for an appropriately-rated fire extinguisher that may be on hand.

Extinguishers are rated according to the properties of the fire, the most common for residential use are Class A, B or C, or a multi-use extinguisher. Most fire extinguishers display symbols to show suitability for use on a fire, based on material(s) burning.

For example, Class A extinguishers will put out fires in ordinary combustibles, such as wood or paper. Class B extinguishers should be used on fires involving flammable liquids, such as grease, gasoline, oil, etc. Class C extinguishers are suitable for fires in “live” electrical equipment. Extinguishers intended to handle this type of fire cannot use chemicals that are conductive.

Fire extinguishers assigned multiple letters, such as ABC, can be used against fires of types A, B or C. Most residential extinguishers are BC or ABC rated. The National Fire Protection Agency (NFPA) recommends selecting a multi-purpose extinguisher that can be used on all types of home fires.

The NFPA also recommends that home extinguishers be tested every five or twelve years, depending on the model of extinguisher. The standard method of testing, “hydrostatic,” is conducted underwater where the cylinders are subjected to pressures that exceed their ratings. Vessels that fail the test are destroyed, while the rest are reassembled and placed back into service.

Unfortunately, an expiration date cannot be fully trusted. Without testing, there is no guarantee that an older extinguisher is functional. Given the destructive potential of a fire and the relatively low cost for a new extinguisher, it is advisable to replace older extinguishers, or at least have the tested.

Fire extinguishers can be purchased at most home supply stores starting at around $40, and ranging higher, depending on the size of the extinguisher. Most residential models cannot be recharged.

Provided by: John Watkins, Nashville Home Inspection

KENNETH BARGERS, REALTOR® | Bargers Solutions real estate : marketing
a proud member of Pilkerton Realtors

(615) 512-9836 cellular | (615) 371-2474 office
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MarketGraphics Releases September 2014 New Home Permit Reports for Greater Nashville

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The Greater Nashville Area (12-County) New Home Permit Reports for September 2014
Courtesy of MarketGraphics Research Group | October 25, 2014

MarketGraphics Research, located in Franklin, Tennessee, releases September’s New Home Permit Reports for the 12-county Greater Nashville area: County/Builder/Subdivision New Home Permit Report, Permits by County New Home Permit Report, Top 50 Builders New Home Permit Report

MarketGraphicsSept2014

Source: Paula Charles | MarketGraphics Research Group, Inc.
(615) 371-2282 | paula@mgresearch.net | http://www.mgresearch.net

KENNETH BARGERS, REALTOR® | Bargers Solutions real estate : marketing
a proud member of Pilkerton Realtors

(615) 512-9836 cellular | (615) 371-2474 office
kb@bargers-solutions.com email | www.bargers-solutions.com web
kennethbargers.com blog | www.pilkertonrealtors.com web

2 Cadillac Drive, Brentwood TN 37027 address

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Just Listed in Popular Normandy Heights of Mount Juliet

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Mortgage Rates Dip Below 4% Threshold

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Mortgage Rates Dip Below 4% Threshold
Daily Real Estate News | October 17, 2014

FreddieMac-LogoBorrowing costs sank to the lowest amounts in more than a year as the 30-year-fixed rate mortgage averaged 3.97 percent this week, Freddie Mac reports in its weekly mortgage market survey. The 30-year fixed-rate mortgage is at its lowest average since the week of June 20, 2013, when it averaged 3.93 percent.

“Mortgage rates were down sharply following the decline in the 10-year Treasury yield for the second straight week,” says Frank Nothaft, Freddie Mac’s chief economist.

Freddie Mac reports the following national averages with mortgage rates for the week ending Oct. 16:

  • 30-year fixed-rate mortgages: averaged 3.97 percent, with an average 0.5 point, posting a big drop from last week’s 4.12 percent. A year ago, 30-year rates averaged 4.28 percent.
  • 15-year fixed-rate mortgages: averaged 3.18 percent, with an average 0.5 point, dropping from last week’s 3.30 percent average. Last year at this time, 15-year rates averaged 3.33 percent.
  • 5-year hybrid adjustable-rate mortgages: averaged 2.92 percent, with an average 0.5 point, dropping from last week’s 3.05 percent average. A year ago, 5-year ARMs averaged 3.07 percent.
  • 1-year ARMs: averaged 2.38 percent, with an average 0.4 point, also down from last week’s 2.42 percent average. Last year at this time, 1-year ARMs averaged 2.63 percent.

Source: Freddie Mac; Realtor Magazine Online, Daily Real Estate News 101714

KENNETH BARGERS, REALTOR® | Bargers Solutions real estate : marketing
a proud member of Pilkerton Realtors

(615) 512-9836 cellular | (615) 371-2474 office
kb@bargers-solutions.com email | www.bargers-solutions.com web
kennethbargers.com blog | www.pilkertonrealtors.com web

2 Cadillac Drive, Brentwood TN 37027 address

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Early voting begins tomorrow in Tennessee… it matters!

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Written by kbargers

October 14, 2014 at 2:03 pm

America’s Youth and Homeownership

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Americas Youth & Homeownership

Provided by:
Brian Smith, Senior Loan Advisor | Movement Mortgage
brian@tnhomelender.com email | (615) 525-8094 telephone

30-Year Mortgage Falls Back to Yearly Lows

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30-Year Mortgage Falls Back to Yearly Lows
Daily Real Estate News | October 10, 2014

FreddieMac-LogoBorrowing costs were down once again this week, giving home buyers another opportunity to lock in some of the lowest rates of the year.

Freddie Mac reported the following national mortgage rate averages for the week ending Oct. 9:

  • 30-year fixed-rate mortgages: averaged 4.12 percent, with an average 0.5 point, dropping from last week’s 4.19 percent average. Last year at this time, 30-year rates averaged 4.23 percent.
  • 15-year fixed-rate mortgages: averaged 3.30 percent, with an average 0.5 point, dropping from last week’s 3.36 percent average. Last year at this time, 15-year rates averaged 3.31 percent.
  • 5-year hybrid adjustable-rate mortgages: averaged 3.05 percent, with an average 0.5 point, dropping from last week’s 3.06 percent average. A year ago, 5-year ARMs averaged 3.05 percent.
  • 1-year ARMs: averaged 2.42 percent, with an average 0.4 point, holding the same average as last week. A year ago, 1-year ARMs averaged 2.64 percent.

Source: Freddie Mac; Realtor Magazine Online, Daily Real Estate News 101014

KENNETH BARGERS, REALTOR® | Bargers Solutions real estate : marketing
a proud member of Pilkerton Realtors

(615) 512-9836 cellular | (615) 371-2474 office
kb@bargers-solutions.com email | www.bargers-solutions.com web
kennethbargers.com blog | www.pilkertonrealtors.com web

2 Cadillac Drive, Brentwood TN 37027 address

Subscribe BLOG: EMAIL ME your name/email address to receive Kenneth Bargers Blog
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